Bill, what you're describing is more like a dual house bank system, with two batteries in each bank. Two start (reserve) batteries is totally unnecessary for our engines. The dual house bank arrangement used to be the norm in the 60s when there were relatively low electrical loads. With the advent of boat refrigeration, and a daily house load of around 100 amps, the largest house bank, with a single small reserve bank battery, has proven superior. You could do this by combining three of your four batteries into a house bank - same amount of lead, longer time between charges with the same daily load. To learn more, you might want to noodle around in the "Electrical 101" topic.